What's My TD Bank Routing Number?

From setting up direct deposit to making ACH payments and wire transfers, you’ll need a routing number to complete many kinds of banking transactions. As a large national bank, TD Bank has a different routing number for each state with a branch, as well as different numbers for domestic and international wire transfers.

A routing number is a nine-digit number banks and other financial institutions in the U.S. use to identify themselves. You can think of them as addresses that let other banks know where to find your money. The routing number you use depends on with which bank you have opened an account, and sometimes where your bank operates.

Routing numbers are also sometimes known as ABA numbers, routing transit numbers (RTNs) and check routing numbers.

Routing numbers were created in 1910 by the American Bankers Association to help process paper checks and enable banks and credit unions to accurately process transactions between themselves and other financial institutions.

Routing numbers come in handy for various types of financial transactions. You’ll probably need to know your routing number if you want to:

• Set up automatic bill payments and direct deposit
• Pay with a check
• Make a wire transfer or ACH payment to someone in the U.S.
• Have payments like salary and pension deposited into your account

In addition to standard ABA routing numbers, there are also different routing numbers used for domestic and international wire transfers.

TD Bank uses one domestic wire transfer routing number for wire transfers made within the U.S. So, no matter which state you or your bank account are in, it will be same number. Chase's routing number for domestic wire transfers is 031101266. You'll use the same routing number for international wire transfers.

For international wire transfers, in addition to the wire transfer routing number, the special type of routing number you’ll need is called a SWIFT code. TD Bank uses the same SWIFT code for all inbound international wire transfers to a U.S. TD Bank account. Meaning, if someone overseas needs to wire you some money, you'll need to provide the sender with TD Bank's SWIFT code, which is NRTHUS33XXX.

The three types of routing numbers are:

• ABA: The standard routing number used for direct deposit, electronic bill payments and writing checks, among other transactions.
• Domestic Wire Transfer: The number used to send money to or receive money from another U.S. bank account (both accounts are domestic).
• International Wire Transfer (SWIFT code): The number used to send money from a U.S. bank account to a non-U.S. bank account or vice-versa. This is called a SWIFT code.

If you have a TD Bank check on hand, you can locate your routing number as the first nine digits on the bottom left.

The number to its right, on the bottom middle of your check, is your bank account number. The number on the bottom right is the number of the check itself. These three numbers will be separated by a symbol that looks like a colon used in punctuation, so it should be pretty easy to spot.

You can find your TD Bank routing number on the bank's website. If you check your paper or online bank statement, you can find your routing number there, too. You can also find your routing number online in the routing directory on the official website of the Federal Reserve.

If you’re not able to find your routing number online or you don’t have a check to look at, you can also call TD Bank customer service at 888-751-9000. After you give a few details to identify yourself, a representative can help you locate your routing number.

For TD Bank domestic wire transfers, in addition to your domestic wire transfer number, you’ll need to know the following:

• The name of the person to whom you’re wiring funds as it appears on their account (the “beneficiary”)
• The beneficiary’s account number
• The routing number of the beneficiary’s bank
• The name and address of the beneficiary’s bank
• The beneficiary's address

For sending TD Bank international wire transfers, in addition to your the wire transfer routing number (031101266), you’ll need to know:

• The name of the person to whom you’re wiring funds as it appears on their bank account (the “recipient”)
• The SWIFT code of your recipient’s bank
• The recipient’s account number
• The name and address of the recipient’s bank
• The recipient's address, including city, state/province and country
• The type of currency being sent (USD or foreign)

To receive international wire transfers in USD into your TD Bank account, use the following:

• Routing number: 031101266
• Address: TD Bank, N.A. Wilmington, DE

If the sender's bank requires a SWIFT code in order to make the international wire transfer, use this instead:

• SWIFT code: NRTHUS33XXX
• Address: TD Bank, N.A. 6000 Atrium Way Mount Laurel, NJ 08054, U.S.A.

Regular routing numbers are sometimes confused with SWIFT codes and other numbers like BIC codes and IBANs.

SWIFT codes, as you now know, are special routing numbers banks use to make international wire transfers. As it turns out, BIC codes are another name for SWIFT codes, short for “bank identifier” codes. So they’re actually the same thing.

IBANs are international bank account numbers, which identify individual bank accounts and are commonly used in Europe.

Learn More About Routing Numbers:

• What's My Wells Fargo Routing Number?
• What's My Bank of America Routing Number?
• Bank Account Routing Numbers on Checks
• How to Verify an ABA Routing Number
• The Differences Between Swift Codes and Routing Numbers
• How to Check That Routing Numbers Work
• How Do I Find an ABA Routing Number?
• How to Read the Check Account Routing Number

Learn More About Wire Transfers:

• Difference Between Wire Transfer & Electronic Transfer
• Cross Border Wire Transfer Requirements
• Bank Wire Transfer Process
• How Soon Can a Wire Transfer Be Available in My Checking Account?
• Can a Wire Transfer Bounce?
• How to Wire Transfer Online
• What Is a Wire Transfer Fee?
• What Is the Difference Between Direct Deposits & Wire Transfers?