Car

Does Cancelling Car Insurance Affect Your Credit Score?

A car insurance policy is a contract between you and the provider. Typically, you can cancel a policy and have no further obligation to the provider unless you are behind in premium payments. The act of cancelling a policy has no bearing on your credit, according to the Murray Group Insurance Services. However, if you owe premiums and the provider sends your debt to collections, your credit can be adversely affected.
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Does Cancelling Car Insurance Affect Your Credit Score?

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