What's My Wells Fargo Routing Number?

From setting up direct deposit to making ACH payments and wire transfers, you’ll need a routing number to complete many kinds of banking transactions. As a large national bank, Wells Fargo has a different routing number for each state as well as different numbers for domestic and international wire transfers.

A routing number is a nine-digit number that banks and other financial institutions in the United States use to identify themselves. You can think of them as addresses that let other banks know where to find your money. The bank routing number you use depends on the bank with which you have opened an account and sometimes where your bank operates.

Routing numbers are also sometimes known as ABA numbers, routing transit numbers and check routing numbers.

Routing numbers were created in 1910 by the American Bankers Association to help process paper checks and enable banks and credit unions to accurately process transactions between themselves and other financial institutions.

Routing numbers come in handy for various types of financial transactions. You’ll probably need to know your routing number if you want to:

• Set up automatic bill payments and direct deposit
• Pay with a check
• Make a wire transfer or ACH transfer payments to someone in the U.S.
• Have payments like a salary or pension deposited into your account

In addition to standard ABA routing numbers, there are also different routing numbers used for domestic and international wire transfers.

Wells Fargo uses one domestic wire transfer routing number for wire transfers made within the U.S. Wells Fargo’s routing number for domestic wire transfers is ‌121000248‌ regardless of your state or Wells Fargo account.

For international wire transfers, you’ll need a SWIFT code, a special routing number. Wells Fargo uses the same SWIFT code for all international wire transfers whether you are sending to or receiving money from an international bank account. Wells Fargo’s SWIFT code is ‌WFBIUS6S‌.

The three types of routing numbers are:

• ‌ABA‌: For direct deposit, electronic bill payments and writing checks, among other transactions.
• ‌Domestic wire transfer‌: For sending and receiving money from another U.S. bank account (both accounts are domestic).
• ‌International wire transfer (SWIFT code)‌: For sending money from a U.S. bank account to a non-U.S. bank account or vice versa. You'll need this in addition to the wire transfer routing number.

If you have a Wells Fargo check on hand, you can locate your routing number as the first nine digits on the bottom left.

The number to the right of the nine digit code on the bottom middle of your check is your bank account number. The number on the bottom right is the number of the check itself. These three numbers will be separated by a symbol that looks like a colon used in punctuation, so it should be pretty easy to spot.

You can find your Wells Fargo routing number online. You can fill out the Wells Fargo online form to find your correct routing number and account number. If you check your paper or online bank statement, you can find your routing number there too.

You can also find your routing number online in the routing directory on the official website of the Federal Reserve.

If you’re not able to find your routing number online or you don’t have a check to look at, you can also call Wells Fargo customer service at ‌800-956-4442‌. After you give a few details to identify yourself, a representative can help you locate your routing number.

For domestic wire transfers, in addition to your domestic wire transfer number, you’ll need to know the following:

• The name of the person to whom you’re wiring funds as it appears on their account (the “beneficiary”)
• The beneficiary’s account number
• The routing number of the beneficiary’s bank
• The name and address of the beneficiary’s bank

For international wire transfers, in addition to your bank’s SWIFT code, you’ll need to know:

• The name of the person to whom you’re wiring funds as it appears on their bank account (the “beneficiary”)
• The SWIFT code of your beneficiary’s bank
• The beneficiary’s account number
• The name and address of the beneficiary’s bank
• The type of currency being sent
• The purpose of the payment

Regular routing numbers are sometimes confused with SWIFT codes and other numbers like BIC codes and IBANs. SWIFT codes are special routing numbers banks use to make international wire transfers. BIC codes are another name for SWIFT codes, short for “bank identifier” codes. IBANs are international bank account numbers that identify individual bank accounts and are commonly used in Europe.

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• Difference Between Wire Transfer & Electronic Transfer
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• How Soon Can a Wire Transfer Be Available in My Checking Account?
• Can a Wire Transfer Bounce?
• How to Wire Transfer Online
• What Is the Difference Between Direct Deposits & Wire Transfers?