What's My Bank of America Routing Number?

What's My Bank of America Routing Number?
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From setting up direct deposit to making ACH payments and wire transfers, you’ll need a routing number to complete many kinds of banking transactions. As a large national bank, Bank of America has a different routing number for each state, as well as additional numbers for domestic and international wire transfers.

What Is a Routing Number?

A routing number is a nine-digit number banks and other financial institutions in the U.S. use to identify themselves. You can think of them as addresses that let other banks know where to find your money. The routing number you use depends on with which bank you have opened an account, and sometimes where your bank operates.

Routing numbers are also sometimes known as ABA numbers, routing transit numbers (RTNs) and check routing numbers.

What Are Routing Numbers Used For?

Routing numbers were created in 1910 by the American Bankers Association to help process paper checks and enable banks and credit unions to accurately process transactions between themselves and other financial institutions.

Routing numbers come in handy for various types of financial transactions. You’ll probably need to know your routing number if you want to:

  • Set up automatic bill payments and direct deposit
  • Pay with a check
  • Make a wire transfer or ACH payment to someone in the U.S.
  • Have payments like salary and pension deposited into your account

Different Types of Routing Numbers

In addition to standard ABA routing numbers, there are also different routing numbers used for domestic and international wire transfers.

Bank of America uses the same domestic wire transfer routing number for wire transfers made within the U.S. So, no matter which state your bank account are in, it will be same number. Bank of America's routing number for domestic wire transfers is 026009593. For outbound international wire transfers, the routing number is also 026009593.

For inbound international wire transfers, the special type of number you’ll need is called a SWIFT code. Bank of America has two different SWIFT codes for all inbound international wire transfers, depending on the type of currency: If the money is being sent to your Bank of America account in U.S. dollars, the SWIFT code is BOFAUS3N. If the money is sent in foreign currency, the SWIFT code is BOFAUS6S.

The three types of routing numbers are:

  • ABA: The standard routing number used for direct deposit, electronic bill payments and writing checks, among other transactions.
  • Domestic Wire Transfer: The routing number used to send money to or receive money from another U.S. bank account (both accounts are domestic).
  • International Wire Transfer (SWIFT code): The routing number used to send money from a U.S. bank account to a non-U.S. bank account, or vice-versa. This is called a SWIFT code. You'll need this in addition to the wire transfer routing number.

Bank of America Routing Numbers by State

Bank of America ABA Routing Numbers by State (A-D)

State

Routing Number (Electronic)

Routing Number (Paper)

Alabama

051000017

051000017

Alaska

051000017

051000017

Arizona

122101706

122101706

Arkansas

082000073

082000073

California

121000358

121000358

Colorado

123103716

123103716

Connecticut

011900254

011900254

Delaware

031202084

031202084

District of Columbia (D.C.)

054001204

054001204

Bank of America

Bank of America ABA Routing Numbers by State (F-K)

State

Routing Number (Electronic)

Routing Number (Paper)

Florida (East)

063100277

063000047

Florida (West)

063100277

063100277

Georgia

061000052

061000052

Hawaii

051000017

056100017

Idaho

123103716

123103716

Illinois (North)

071000505

071000505

Illinois (South)

081904808

081904808

Illinois (Chicago Metro)

081904808

071103619

Indiana

071214579

071214579

Iowa

073000176

073000176

Kansas

101100045

101100045

Kentucky

064000020

064000020

Bank of America

Bank of America ABA Routing Numbers by State (L-M)

State

Routing Number (Electronic)

Routing Number (Paper)

Louisiana

051000017

051000017

Maine

011200365

011200365

Maryland

052001633

052001633

Massachusetts

011000138

011000138

Michigan

072000805

072000805

Minnesota

071214579

071214579

Missouri East/St. Louis

081000032

081000032

Missouri West/Kansas City

081000032

101000035

Montana

051000017

051000017

Bank of America

Bank of America ABA Routing Numbers by State (N-P)

State

Routing Number (Electronic)

Routing Number (Paper)

Nebraska

051000017

051000017

Nevada

122400724

122400724

New Hampshire

011400495

011400495

New Jersey

021200339

021200339

New Mexico

107000327

107000327

New York

021000322

021000322

North Carolina

053000196

053000196

North Dakota

051000017

051000017

Ohio

071214579

071214579

Oklahoma

103000017

103000017

Oregon

323070380

323070380

Pennsylvania

031202084

031202084

Bank of America

Bank of America ABA Routing Numbers by State (R-W)

State

Routing Number (Electronic)

Routing Number (Paper)

Rhode Island

011500010

011500010

South Carolina

053904483

053904483

South Dakota

051000017

051000017

Tennessee

064000020

064000020

Texas (North)

111000025

111000025

Texas (South)

111000025

113000023

Utah

123103716

123103716

Vermont

051000017

051000017

Virginia

051000017

051000017

Washington

125000024

125000024

West Virginia

051000017

051000017

Wisconsin

051000017

051000017

Wyoming

051000017

051000017

Bank of America

Bank of America Wire Transfers and Swift Codes

Bank of America Domestic & International Wire Transfer Routing Numbers

Type of Wire Transfer

Bank of America Routing Number

Domestic wire transfer

026009593

International wire transfer

026009593

SWIFT code - U.S. dollars (inbound)

BOFAUS3N

SWIFT code - foreign currency (inbound)

BOFAUS6S

Bank of America

Locating Your Routing Number on a Check

If you have a Bank of America check on hand, you can locate your routing number as the first nine digits on the bottom left.

The number to its right, on the bottom middle of your check, is your bank account number. The number on the bottom right is the number of the check itself. These three numbers will be separated by a symbol that looks like a colon used in punctuation, so it should be pretty easy to spot.

Other Ways to Find Your Routing Number

You can find your Bank of America routing number online. Bank of America has an online form you can fill out to find your correct routing number and account number. If you check your paper or online bank statement, you can find your routing number there, too.

You can also find your routing number online in the routing directory on the official website of the Federal Reserve.

If you’re not able to find your routing number online or you don’t have a check to look at, you can also call Bank of America customer service at 800-432-1000. After you give a few details to identify yourself, a representative can help you locate your routing number.

Information Needed for Wire Transfers

For sending domestic wire transfers, in addition to Bank of America's domestic wire transfer number (026009593), you’ll need to know the following:

  • The recipient’s account number
  • The routing number of the recipient’s bank
  • The name and address of the recipient’s bank

For sending international wire transfers, in addition to Bank of America's international wire transfer number (026009593), you’ll need to know:

  • The recipient’s account number (which may be a country-specific account structure, such as an IBAN for an international bank account)
  • The SWIFT code of your recipient’s bank
  • The name and address of the recipient’s bank
  • The type of currency of your recipient's account
  • The purpose of payment

To receive an inbound wire transfer from an international account, you'll need to provide the sender with the appropriate Bank of America SWIFT code, depending on the type of currency being sent:

  • For incoming wires in U.S. dollars: BOFAUS3N
  • For incoming wires in foreign currency: BOFAUS6S
  • If you're not sure about the currency: BOFAUS3N

Comparing Routing Numbers, SWIFT Codes, BIC and IBANS

Regular routing numbers are sometimes confused with SWIFT codes and other numbers like BIC codes and IBANs.

SWIFT codes, as you now know, are special routing numbers banks use to make international wire transfers. As it turns out, BIC codes are another name for SWIFT codes, short for “bank identifier” codes. So they’re actually the same thing.

IBANs are international bank account numbers, which identify individual bank accounts and are commonly used in Europe.

Learn More About Routing Numbers:

Learn More About Wire Transfers: