Auto insurance can help protect your finances in the event of a motor vehicle accident, whether or not you are at fault. Most states require you to have car insurance in order to legally register and operate your vehicle. Direct General issues vehicle policies in 13 states and notes on its website that the company strives to serve even high-risk drivers. There may come a time in which you need to cancel your Direct General auto insurance coverage, whether due to finding a better deal or no longer operating a covered vehicle.
Decide how you want to cancel your coverage. Keep in mind that cancelling a Direct General auto insurance policy requires you to make a telephone call or mail a letter. Do not simply stop paying your premiums; this can make it difficult to secure insurance from other companies and may adversely impact your credit rating.
Be sure to have your Social Security number and, ideally, your insurance policy number handy before proceeding. Remember, telephone calls are faster if you want to cancel right away.
Call Direct General at (877) 463-4732 if you decided to call. Once a representative comes on the line, tell her you want to cancel your policy. Don’t feel you have to explain why, but if you are switching because you found a better financial deal you might want to let her know.
The representative will ask you what date you want your cancellation to be effective. Once your request is confirmed, be sure to write down the cancellation number. You will also receive a mailed notice confirming your request.
Write a brief letter to Direct General if this is your preference. Include your full name, current address, date of birth, Social Security number, policy number and your telephone number. You can locate the best mailing address on your insurance policy or premium bill. However, if you cannot find this information, use the following general mailing address:
Direct General Insurance Agency 1281 Murfreesboro Rd. Nashville, TN 37217
Use a traceable mailing method and keep a copy of the letter for your records. After your request is processed, you should receive a confirmation letter.
Stephanie Mojica has been a journalist since 1997 and currently works as a full-time reporter at the daily newspaper "The Advocate-Messenger" in Kentucky. Her articles have also appeared in newspapers such as "The Philadelphia Inquirer" and "The Virginian-Pilot," as well as several online publications. She holds a bachelor's degree from Athabasca University.