Financial Help for Disabled Low Income Individuals

by Flora Richards-Gustafson ; Updated July 27, 2017

The government offers assistance programs for qualifying low-income, disabled individuals. This can include cash assistance, help to pay for utilities, assistance with housing needs, and putting food on the table. To qualify for financial help, disabled individuals must meet income guidelines, which vary by program and state.

Supplemental Security Income

The Social Security Administration provides low-income, disabled individuals with cash assistance to pay for basic needs such as housing, clothing and food through the Supplemental Security Income program. To qualify for SSI, you must also quality for the Social Security Disability program and meet income guidelines.

Housing Assistance

Administered by the U.S. Department of Housing and Urban Development (HUD), public housing programs provide safe rental homes for low-income people with disabilities. Public housing can come in the form of apartment complexes to single-family homes. HUD funds local housing agencies, also called housing authorities, which assist disabled individuals who need help with rental costs.

Department of Energy

The Low Income Home Energy Assistance Program (LIHEAP) helps low-income, disabled individuals pay for their energy needs. In addition to assisting with energy bills, LIHEAP programs can also help those who have had their power turned off or need weatherization services in the home. Weatherization helps to make a home more energy efficient and safer. Educational programs are also available to low-income individuals so they can learn how to stay warm safely during the cold winter months. Your power company can tell you how to enroll in a LIHEAP program.

Nutrition Assistance

Disabled, low-income individuals can have access to nutritious food without facing financial hardship through the U.S. Department of Agriculture’s Supplemental Nutrition Assistance Program (SNAP). Also known as food stamps, SNAP provides a qualifying individual with an electronic benefit transfer (EBT) card similar to a debit card. Each month, SNAP participants receive monetary benefits on his card to purchase food items. The monthly food benefit depends upon income, resources, age and disabilities. Any unused benefits from one month can carry over to the next.

About the Author

Flora Richards-Gustafson has been writing professionally since 2003. She creates copy for websites, marketing materials and printed publications. Richards-Gustafson specializes in SEO and writing about small-business strategies, health and beauty, interior design, emergency preparedness and education. Richards-Gustafson received a Bachelor of Arts from George Fox University in 2003 and was recognized by Cambridge's "Who's Who" in 2009 as a leading woman entrepreneur.