Even in the digital age, you can deposit a check by mail with most banks. Mailing address information is normally available on the bank's website or on a deposit slip. Send in the check with your deposit slip in a secured envelope, and follow up to ensure the check is credited to your account in a timely manner.
Check Deposit Basics
Mailing the Deposit
You can mail the check first class, but it is a good idea to use a business envelope that prevents others from seeing what's inside for better security. Some banks provide customers with prepaid, self-addressed business reply envelopes for mailed deposits. If you have one, you avoid paying the postage to make the deposit. You can expedite delivery with overnight mail and improve security on higher-value deposits with certified mail. Banks typically deposit the checks the day of receipt if they arrive prior to the standard deposit cut-off time. If you don't see the deposit in your account within the anticipated mailing time, call the bank to make sure it arrived.
- Ally Bank: Deposit FAQs
- Wells Fargo: Deposit Questions
- Capital One. "Direct Deposit into a Savings Account." Accessed April 6, 2020.
- First Bank Financial Centre. "How To: Fill Out A Bank Deposit Slip." Accessed April 6, 2020.
- CheckDeposit.io. "Deposit Slip: How to Fill Out a Deposit Slip." Accessed April 6, 2020.
- Chase. "A New ATM Experience." Accessed April 6, 2020.
- Chase. "Chase QuickDeposit." Accessed April 6, 2020.
- Wells Fargo. "3 Common Questions About Check Deposits." Accessed April 6, 2020.
- Chase. "Deposit Account Agreement and Privacy Notice," Page 16. Accessed April 6, 2020.
Neil Kokemuller has been an active business, finance and education writer and content media website developer since 2007. He has been a college marketing professor since 2004. Kokemuller has additional professional experience in marketing, retail and small business. He holds a Master of Business Administration from Iowa State University.