How to Deposit a Check With an Account Number

by Ann Johnson ; Updated July 27, 2017
Find your account number on the bottom of the check.

When you order checks for your bank account, a pad of checks often includes deposit slips, with more checks than deposit slips. You may run out of deposit slips before you need to reorder checks. With some types of bank accounts, you may never order checks. In either case, this can leave you without any deposit slips. In an attempt to go paperless, some banks no longer require deposit slips with check deposits. All you need is your bank account number to deposit a check.

Step 1

Locate the account number for the bank account in which you want to deposit the check. Find the number on your bank statements, on a canceled check or in your checkbook.

Step 2

Turn the check you need to deposit upside down.

Step 3

Print your account numbers on the back of the check, above the line that says something like “Do not write, stamp or sign below this line.”

Step 4

Put your signature on the back of the check. If the check is not made out to you, instead have the person to whom the check is written sign the check. Place the signature above the same line as mentioned in the previous step, above or below the account numbers.

Step 5

Go to your bank and pick up a blank deposit slip located near the customer service counter. Fill out the blank deposit check, which typically includes entering your name, address, account number, check amount and check numbers. Some banks do not require a deposit slip with the check. If your bank is one of those, skip this step.

Step 6

Take the check and deposit slip, if required, to a teller at your bank. After depositing the check into your account, the teller should present you with a deposit receipt to save for your records.

Tips

  • Instead of putting a signature on the back of the check, write “Deposit Only,” providing the account in which it is deposited belongs to the person to whom the check is written. The bank may require a signature on some types of checks.

About the Author

Ann Johnson has been a freelance writer since 1995. She previously served as the editor of a community magazine in Southern California and was also an active real-estate agent, specializing in commercial and residential properties. She has a Bachelor of Arts in communications from California State University, Fullerton.

Photo Credits

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