How to Check If a Bond Has Been Cashed

How to Check If a Bond Has Been Cashed
••• DaniloAndjus/E+/GettyImages

Savings bonds have long been a popular tool for investors – more than 55 million people own them. They're government backed, and they provide a guaranteed return. According to the Treasury Department, there are billions of dollars in savings bonds that have matured but haven't been cashed in. There are about $16 billion in unclaimed bonds. If you had at least one savings bond, and you're not sure whether it was cashed, there are ways to find out.


  • You can check to see whether or not one of your savings bonds has been cashed using either the web, telephone or postal service. Regardless of which method you choose, you will be able to gain the information you need quickly and easily.

Visit Treasury Direct

You can check if a bond has been cashed by heading to and logging in. If you don't already have an account, click the "Open an Account" link on the right and follow the prompts to create a login. After logging in, you'll want to look under the "Individuals" section and click on the link that reads "Check Treasury Hunt to see if you own matured savings bonds." Scroll down on the next page to the blue "Start Search" button and click on it.

Enter the Requested Information

Key into the box the Social Security Number (SSN) or the Employer Identification Number (EIN) that's on the bond and press the "Search" button. If the system finds a match to either number, you'll be taken to another screen that lists the details associated with the bond. Otherwise, you'll get a message telling you there was no match found.

You may check if a bond has been cashed no matter whose name it's in, as long as you have an SSN or EIN. Detailed information about the bond may be accessed only by the owner or co-owner. Keep in mind that Treasury Hunt provides information only on matured Series E bonds issued in 1974 and afterward.

Send an E-mail

E-mail the Treasury Department using the form in the "Write Us" section of the website if you couldn't find your matured bond in the Treasury Direct system and you're sure you have one. The organization can search its microfiche records.

Send a Letter

Write to the Treasury Retail Securities Site, P.O. Box 7015, Minneapolis, MN 55480-7015, to check if a bond has been cashed. Include the serial number, the face value and the the issue date in your signed status request. If you've received the savings bonds because of a death, you'll need to include a copy of the death certificate too.

Call Treasury Direct

Another option is to dial 844-284-2676 and provide the customer service representative with the bond's serial number, issue date and face value. You'll also want to go this route if your bond hasn't been cashed, but lost, stolen or destroyed. You may be able to get the bond replaced or get its cash value.