How to Look Up a U.S. Savings Bond by the Serial Number

How to Look Up a U.S. Savings Bond by the Serial Number
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To perform a savings bond serial number lookup, you need to understand savings bonds, the information they consist of and how to use it in the first place.

How Savings Bonds Work

U.S. savings bonds are debt securities that are issued with the full faith and credit of the U.S. government. As a result, they are relatively stable forms of investments that at the very least will protect your principal. They are usually issued by the Department of Treasury to fund government projects and come in the form of paper and electronic bonds.

In exchange for lending a specified amount of money to the government, you will receive periodic payments known as interest for a specific period. After that, you will get your money back.

You should consider investing in U.S. savings bonds if you are risk-averse and want a guarantee you will get your money back. In addition, these debt securities are excellent choices for even those with little money to spare as well as anyone that desires to reduce their tax liability since they are exempt from local and state taxes. They make a welcome addition to a retiree’s portfolio.

Important Information on a Bond

To perform a savings bond serial number lookup, you must first know where to find the serial number as well as other relevant numbers.

Where to Find the Bond Serial Number

Your paper savings bond contains the serial number at the bottom right-hand corner. It includes both letters and numerals within it.

Generally, you don’t need this number to perform searches concerning a bond. However, it will come in handy if your bonds get lost or destroyed. You can then use that number as a reference to seek replacements.

Where to Find Other Types of Bond Information

U.S. savings bonds also include other types of information on them.

Typically, the bond series information can be found at the top right-hand corner of the bond. You can use that information to determine the interest payment terms of the savings bonds you hold. Currently, you can invest in series EE and I bonds, which offer different terms to investors.

The upper-left corner contains information concerning the face or par value of the bond. At the maturity date, that value represents what you will be paid back as an investor. It is also the basis for interest calculations.

The bond’s issue date is also an important aspect of the bond. It represents the date on which your bond was issued and can enable you to calculate the maturity period. Also, bond issue dates are useful when searching for information on whether a bond is still valid and paying interest. You can find the bond issue month and year at the top right-hand corner, just below the bond series information.

How to Perform a Savings Bond Serial Number Lookup

Below are tips you can use to perform a savings bond serial number lookup and achieve a variety of goals.

Start your search at your local financial institution. If the bond was meant to be redeemed there, providing the bond serial number may help you obtain information about it or get a replacement if you need one.

To save your inventory and determine the current value of your savings bonds, you can input your bond serial number when prompted to do so once you log in to your TreasuryDirect.Gov account.

If you know your bond serial number, you could contact the U.S. Department of Treasury by mail (1500 Pennsylvania Avenue, NW, Washington, D.C. 20220), email ( or phone (​844-284-2676​). Provide relevant information concerning your bond, such as serial number, series information and issue date. And then, ask them to inform you of the bond in question or issue a replacement if you no longer have your paper bonds.

You can also use the Treasury Hunt tool to find out whether you own an uncashed bond that doesn’t earn interest any longer or have other missing payments due to you. Once you start the search, you will be prompted to include your bond serial number at some point, in addition to your Social Security number and the name on the bond. Including the number will make the search easier.

There is so much you can achieve if you know your U.S. savings bond serial number. So, it pays to keep that number in your records. You just never know when you will need it for reference.