Items you will need
- Computer with Internet access
Having an updated credit report is the best way to receive accurate information on your credit file. The wrong address can discourage creditors from lending to you because cannot verify your personal information. Understanding how you can change the address on your Equifax report will keep your file updated and accurate.
Write a letter to Equifax asking that it update your credit file. You must provide your Social Security Number, name, previous address, telephone number and your new address. Mail the letter to Equifax Information Service, LLC P.O Box 740256 Atlanta, GA 30374.
Access the Equifax website to initiate an online dispute to change the address on your file. To initiate a dispute, visit equifax.com, and click “Member Center” followed by “Dispute.” Select “Initiate an online dispute” to move to the next screen.
Enter your information into the appropriate fields. Insert the verification code and click “Submit.”
Select “Update your address” from the drop-down menu and enter the correct address in the populated fields. Click “Submit” to forward the request to Equifax. Equifax will update your file in approximately 30 to 45 days.
Contact all of your creditors and request that they update their files with your new address. This is important because Equifax uses the information that the creditors have on file to keep your information accurate.
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