How to Transfer Fidelity Investments Assets Into a Living Trust

A trust established to distribute assets of your estate upon your death—or the death of you and your spouse—helps your beneficiaries avoid the probate process, expediting asset distribution. If your assets are not transferred into the trust, however, they are not considered subject to the directives of the trust. Only three forms are required when transferring your Fidelity Investments assets into a family trust.

Establish a living trust with the help of a family attorney. The trust should include a list of the Fidelity assets the trust is responsible for managing. Request a family attorney referral from your tax adviser or family friends or conduct an online search for "estate planning" or "trust" attorneys in your area.

Make a copy of your Fidelity Investments statement along with all other assets, such as bank account statements, property deeds and other brokerage accounts.

Call Fidelity Investments' "inheritor services" department at 800-544-0003 and request the documents to transfer the assets into the trust. This should include a new account form, transfer form and quitclaim form.

Fill out the forms and sign them in front of a notary public. Make sure the new account is titled and dated properly. The title of the account should always reflect the name of the trustee for the trust.

Submit the forms to Fidelity Investments via certified mail to ensure confirmation that it was received. Include a copy of the trust, the Fidelity statement and the new account forms with quitclaim. Mail them to:

Fidelity Investments Account Changes P.O. Box 770001 Cincinnati, OH 45277-0002

Confirm the changes have been properly made two to three weeks after all documents are sent. Notification by mail usually arrives within two weeks.

Warnings

  • You will not be able to change the owner of a Fidelity 401(k) or IRA. Talk to your estate planner about how retirement accounts are best structured for estate planning purposes.

References

About the Author

With more than 15 years of professional writing experience, Kimberlee finds it fun to take technical mumbo-jumbo and make it fun! Her first career was in financial services and insurance.