How to Stay in a Motel With No Credit Card

by Kathryn Hatter
Asking questions of a motel could help you get around a credit card requirement.

Many hotels and motels require credit card information from you to reserve or pay for a room. This information serves as a security deposit to cover the hotel against loss from your reservation or stay. With a little creativity, you can find a way around booking a motel room with a credit card.

Ask for Details

During the planning stage of your trip, call different motels at your destination and ask about policies regarding reservations and payments. Many motels require credit card information from customers, but some do not have these requirements. You might succeed in getting around a credit card requirement by offering a cash security deposit. When you find a motel that doesn’t demand a credit card number to make a reservation or pay for your room, book there.

Debit Card

Use a debit card to reserve or pay for your motel room instead of a credit card. If you call ahead for a reservation, provide your debit card number to book the room. It’s possible that the motel will add a temporary hold to your debit card balance as a security deposit to cover potential loss. Find out this amount to make sure you have enough money in your account to cover it.

Prepaid Card

A prepaid card with a balance high enough to cover the cost of the motel room and any temporary hold or security deposit is another option for paying for a motel room. These cards operate essentially the same as a credit card, so as long as your account balance will cover any charges made by the motel, you should not have any payment problems.

Getting Help

If you have trouble finding a motel that will allow you to make a reservation without a credit card, ask for help from a family member. Perhaps your parents will let you use their credit card to make the reservation -- or even to pay for the room if you pay them back from your savings or checking account. Motels often will let you use a credit card to make the reservation, but they'll let you pay in cash or with another form of payment when you check in. Ask questions, though, because sometimes a motel will place a temporary hold on the credit card to hold a room for you.

About the Author

Kathryn Hatter is a veteran home-school educator, as well as an accomplished gardener, quilter, crocheter, cook, decorator and digital graphics creator. As a regular contributor to Natural News, many of Hatter's Internet publications focus on natural health and parenting. Hatter has also had publication on home improvement websites such as Redbeacon.

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