How to Sell My Court Judgment

You won your judgment in court but the difficulty comes in when you are trying to collect. Although you can receive a writ of garnishment against the defendant and place liens on his property, there is no way you can make him pay the money the judge awarded you immediately. Delays in payment can make it difficult for you get by financially, especially if the award was compensation for lost income or property damages. You have the option of selling your judgment to a company that has the resources to wait for payment. However, you will give a portion of the proceeds of the judgment to the company in exchange for receiving a quick payment.

Compare companies to select the best one to buy your court judgment. Talk to people who have sold judgments and ask if they would recommend the company they used. If you used an attorney to win your judgment, ask him for a recommendation.

Contact several companies to obtain quotes for your judgment. The amount that companies pay varies widely. Typically, you can use a quote from one company as leverage against another when you negotiate the selling terms.

Ask for a copy of the contract before you agree to sell your judgment. Read the contract carefully to make sure that the buyer cannot come back to you if it is unable to collect the judgment. Consult an attorney if you have any questions about the contract.

Sign the contract and collect your payment. Typically, if you accept an offer and sign the contract, the company will pay you immediately in the manner you specified.


  • Visit the Better Business Bureau’s website (see Resources) to see the company’s rating and how they resolved any complaints from customers.

    Companies will need your judgment information to provide accurate quotes. Some of the requested information may include a copy of the court judgment, copy of your court claim and your personal information.

    The amount a company will offer for your judgment depends on the age of the judgment and where the defendant lives.


  • Judgment buyers typically will not buy judgments from family obligation lawsuits such as child or spousal support cases.

    You must sell the judgment before the statute of limitations in your state expires.

    Although a company may have high upper limits on the judgments it purchases, it may not want to buy a judgment that is less than $1,000.