How to Remove a Fraud Alert

by Leigh Thompson ; Updated July 27, 2017
Fraud alerts are used to flag credit reports that have suspicious activity.

Fraud alerts are placed on credit reports to alert creditors that you have been the victim of identity theft or suspicious activity. These fraud alerts require potential creditors to contact you to verify you have requested their credit services. A fraud alert will stay on your report for 90 days. You can remove a fraud alert from your credit report before 90 days if it is no longer needed.

Step 1

Contact TransUnion to remove the fraud alert from your credit report. Include your name, Social Security number, current address, telephone number and date of birth in your request. You will need to submit this request in writing. Send your request to TransUnion Fraud Division, P.O. Box 6790, Fullerton, CA 92834.

Step 2

Request that Experian remove the fraud alert from your credit report. Include your name, Social Security number, current address, telephone number and date of birth in your request. You will need to submit this request in writing. Send your request to Experian Fraud Division, P.O. Box 9532, Allen, TX 75013.

Step 3

Contact Equifax to remove the fraud alert from your credit report. Include your name, Social Security number, current address, telephone number and date of birth in your request. You will need to submit this request in writing. Send your request to Equifax Consumer Fraud Division, P.O. Box 740256, Atlanta, GA 30374.

Step 4

Mail all correspondence certified mail, return receipt requested. This will provide documentation that the credit reporting agency received your request.

About the Author

Leigh Thompson began writing in 2007 and specializes in creating content for websites. She has been published online in various capacities. Thompson has an associate degree in information technology from the University of Kansas and is working on a bachelor's degree in business and personal finance.

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