If you find yourself the victim of identity theft, you can add a fraud alert to your Experian credit file, which forces creditors to verify your identity before issuing you new credit. In addition, your name is removed from receiving pre-approved credit offers so that your mail isn't intercepted by someone who's trying to open a new credit card in your name. Once the threat has passed, however, you probably want to remove the alert so that you can take advantage of the offers that come your way. To remove a fraud alert, you must do it in writing -- Experian doesn't accept requests online.
Make a copy of one government-issued ID like your driver's license, state ID or military ID, and a copy of a bank statement or utility bill. The copies must show your name, address and the date the statement was issued.
Complete Experian's request to remove a fraud alert letter. It requires your name, address, Social Security number, birthday and phone number. You also need to check the box next to the line that says you are requesting "to remove the fraud alert from my personal credit report."
Mail the letter along with the copies of your ID and statement to Experian at PO Box 9554, Allen, TX 75013.
Don't send originals to Experian when you're requesting the fraud alert to be removed. For your protection, Experian won't send them back.
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