Social Security disability and higher education aren't necessarily mutually exclusive. When you're disabled for the purposes of receiving Supplemental Security Income, it means that you have a medical disorder that will last at least one year and that prevents you from working. However, just because you're disabled doesn't necessarily mean that you can't go to school. Furthermore, the Social Security Administration may even give you specialized treatment or allowances if you do choose to go to school when you're disabled.
If you are eligible for Social Security disability benefits, you can receive these valuable subsidies while simultaneously enrolling in the school of your choice.
Who Is Disabled
To meet the program's definition of a disability, you must have a condition that will last at least one year and prevent you from doing any more than a minimal amount of work – called substantial gainful activity. To determine whether or not you are disabled, the Social Security Administration and your state disability office will review your work and medical history.
Qualifying for Disability
To qualify, you will need to meet two tests in addition to being disabled. Under the recent work test, you need at least 1.5 years worth of working time during the three years before you were disabled, assuming that you're younger than 24. You also need to have worked for a total of at least 1.5 years to meet the "duration of work" test, assuming that you're under 28.
Applying for Disability
You can start the application process online at the Social Security Administration's website, although you will also have to have either an in-person or telephone meeting. You will also have to submit documentation for your claim. According to the Social Security Administration, it can take three to five months to review your claim. If it is approved, you will receive benefits starting from the sixth month after you first became disabled.
Attending School and Disability Benefits
Attend college, if your disability allows it. For instance, if you are physically handicapped and can no longer work because of it, but you can get into and out of handicapped-accessible buses to and from school and access classrooms, your disability would allow you to attend school. On the other hand, if you have a brain injury that prevents you from remembering material, it may be harder to justify going to school. If you are attending school full time and under 22, you may be able to earn up to a certain amount per month (which is adjusted annually) without it affecting your disability payments. The rules surrounding disability eligibility and your ability to attend school can be complicated, so you may want to consider getting help from an attorney with expertise in disability law.
- The rules surrounding disability eligibility and your ability to attend school can be complicated, so you may want to consider getting help from an attorney with expertise in disability law.
Steve Lander has been a writer since 1996, with experience in the fields of financial services, real estate and technology. His work has appeared in trade publications such as the "Minnesota Real Estate Journal" and "Minnesota Multi-Housing Association Advocate." Lander holds a Bachelor of Arts in political science from Columbia University.