How to Get a Prepaid Debit Card From Walmart

How to Get a Prepaid Debit Card From Walmart

Wal-Mart's prepaid debit card, also called the MoneyCard, is an alternative to credit or debit cards for those with a less-than-satisfactory credit history. The card is also a helpful way to budget spending for teenagers. The limit is determined by how much money you place on it and no interest is charged to prepaid debit cards.

Locate a Wal-Mart MoneyCenter near you. Every Wal-Mart Supercenter has a MoneyCenter on site and some non-Supercenter stores have one as well. If you are unsure whether your local Wal-Mart offers this service, contact the store office or check the resource below to find one near you.

Visit the MoneyCenter and request a Wal-Mart MoneyCard. The fee to open an account as of August 2009 is $3 and the minimum initial deposit is $20. Inform the clerk of any family members that might be using the card so their names can be added to the account.

Activate your prepaid MoneyCard before initial use. The activation code can be found on the purchase receipt you receive from the store clerk. The card can be activated online by visiting or by calling customer service at 1-877-937-4098.


  • Keep careful track of your balance. The MoneyCard can be used over and over as long as you add cash to the balance by visiting a store cashier.


  • The Wal-Mart MoneyCard is not available in Connecticut, New Jersey, New York or Rhode Island.