The three major credit reporting agencies in the United States -- TransUnion, Equifax and Experian -- put credit profile numbers on each credit report you request from the companies. This number is used to reference accounts and other report information, especially if you are disputing a credit account with one of the reporting agencies. A credit profile number is not your credit score. Instead, it's an internal number that the credit reporting agencies use in order to reference the specific credit report you pulled. You can request a free credit report once per year if you need to get a credit profile number.
Start your Web browser and go to annualcreditreport.com. Annual Credit Report is a central site run by Experian, Equifax and TransUnion that provides you with the free annual credit report you are entitled to by law from each credit reporting agency.
Use the drop down menu to select your state and click "Request Report."
Enter your personal information, such as your name and social security number, into the provided field. You also need your addresses from the past two years for identity verification.
Click "Continue." Put a check in the box next to the three credit reporting agencies on this page, unless you only wish to check a specific credit report. Click "Next" two times to land on the first credit report. The credit report number is listed in the personal information section on the report, next to your name, address and any previous addresses. The credit profile number is all numbers, and should be labeled as your report number. Choose "Next" to continue on to the next report and credit profile number.
- Annual Credit Report: Help FAQ
- Report to Congress. "Under Section 318 and 319 of the Fair and Accurate Credit Transaction Act of 2003." Accessed October 8, 2020.
- Consumer Financial Protection Bureau. "Common Errors People Find on Their Credit Report - and How to Get Them Fixed." Accessed October 8, 2020.
Tiffany Garden has been a freelance writer since 2002, working in the commercial copywriting field. She has been published in a number of technical and gaming magazines, as well as on numerous websites. She also runs her own websites on a number of subjects, runs a handcrafted jewelry business and is a CompTIA A+ Certified computer technician.