When you are a money order “payee,” it means that a money order has been sent to you from another individual. There are several ways you can get your money from a postal money order if you are a payee. If you are the person who originally purchased the money order, you are the “payer.” As the payer, you can easily receive reimbursement for a money order if you decide you no longer need it.
Payee
Take your U.S. Postal Service money order to a local bank that you have an account with. Present the money order, along with your picture ID, to cash the money order.
Visit the Postal Service office and present the money order to the postal representative, along with a government issued photo ID to get your money.
Visit a local check cashing agency. Present the money order and your photo ID to the agency representative. Agree to the fee that is charged for cashing your money order. In most cases, the fee will be a percentage of the money order amount. This percentage will vary by agency.
Payer
Visit a Postal Service office location. Advise the representative that you purchased a money order and discovered that you didn't need it.
Present the Postal Service representative with your money order, along with your purchase receipt.
Show a government issued photo ID to receive the payout for the money order.
Write your name in the “Pay To Order Of” field and sign the back of the money order to receive your payout.
References
- United States Post Service: Domestic Money Orders
- United States Postal Service. "Sending Money Orders." Accessed Jan. 13, 2020.
- Western Union. "Do Money Orders Have an Expiration Date?" Accessed Jan. 13, 2020.
- Western Union. "How Do I Request a Money Order Refund?" Accessed Jan. 13, 2020.
- United States Postal Service. "Money Orders - The Basics." Accessed Jan. 13, 2020.
- United States Postal Service. "Money Order Inquiry System." Accessed Jan. 13, 2020.
- MoneyGram. "Money Order Information." Accessed Jan. 13, 2020.
- MoneyGram. "Money Order Claim Card." Accessed Jan. 13, 2020.
- Western Union. "All About Money Orders." Accessed Jan. 13, 2020.
- Western Union. "Money Order Research Request." Accessed Jan. 13, 2020.
- Office of the Comptroller of the Currency. "Answers About Forgery and Fraud." Accessed Jan. 13, 2020.
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