Items you will need
- Internet capability
- budget records
- document software
Making a free printable monthly budget is easy with worksheets you create yourself. The worksheets are free to print out and handy to use for all your monthly budget needs.
First download a your monthly budget template to design your free printable worksheets.
Second list your monthly salary and other income you have free at the top of your printable budget worksheets.
Next divide your monthly bills and other spending needs into printable categories for your free budget worksheets.
Then list your monthly budget categories by degree of importance. Start with fixed expenses that must be payed and then list other family needs and personal spending last.
Include a category for savings and emergency money and set a budget amount you can afford to add to this fund monthly.
List other expenses that can be cut back or out as discretionary monthly income on your printable budget worksheets.
Subtract your monthly expenses from starting income to get a printable balance at bottom of your budget worksheets.
When estimating amounts for income and expenses be realistic and offer conservative figures. Evaluate needs to see if adjustments can be made to allow a larger balance for savings and discretionary income.