How to Increase the Limit on a PayPal Debit Card

The PayPal debit card lets you access and spend your PayPal cash instantly rather than waiting two to four business days to transfer the funds into your own bank account. You can use the debit card to make withdrawals from an ATM, or make purchases anywhere that accepts the MasterCard logo. To use the PayPal debit card, you will need a balance in your PayPal account or a linked credit card.

How to Link a Credit Card

Enter your email address and PayPal password on the Paypal homepage to access your account screen.

Click the “Profile” link under the My Account tab. Scroll to “Add or Edit Credit Card” and click to open the menu. Click the “Add Credit Card” button to add a new credit card to your existing account.

Type in your personal information in the text boxes and follow the prompts to add your credit card to your PayPal profile. Follow the prompts on the next screen to link your credit card to your PayPal debit card. By linking your credit card, you can continue to make purchases with your PayPal debit card if you exceed your available limit in your PayPal account.

How to Transfer Funds From a Bank Account

Click the “Add Funds” link under the My Account tab. Scroll to “Add Funds From Bank Account” and click to open the funds menu.

Click the drop-down menu to select a bank account to withdraw funds. Enter the amount of funds you want to transfer to PayPal in the field next to Amount. Click the “Continue” button to process the electronic transfer. Transferring funds from your bank account to your PayPal account will increase the available limit on your PayPal debit card.

Click the “Confirm” button to finalize the electronic transfer.

How to Transfer Funds from MoneyPak

Click “Add Funds” under the My Account tab. Scroll to the "Add Funds From MoneyPak" option and click to open the MoneyPak transfer screen.

Type the account number located on the back of your MoneyPak card into the text box. Type the letters you see in the captcha into the text box below your MoneyPak number. Click the “Continue” button to start the transfer.

Review the information on the next screen for accuracy and follow the prompts to complete the transfer.


  • You can set up a recurring transfer from your bank account to your PayPal account under the “Add Funds” menu. You can transfer any denomination your wish on a schedule you create.


  • Double-check your bank account information before finalizing your transfer. Using the wrong bank account information will cause the transfer to fail.


About the Author

Amelia Jenkins has more than eight years of professional writing experience, covering financial, environmental and travel topics. Her work has appeared on MSN and various other websites and her articles have topped the best-of list for sites like Bankrate and Kipplinger. Jenkins studied English at Tarrant County College.