Even if you have a checking account, debit card or credit card for your business, you may not feel comfortable shopping with it online. NetSpend offers a prepaid debit card that you don't need a bank account to use. To use your NetSpend card in stores or online, you'll first need to transfer funds to it from another source. If you have a PayPal account, you can link it to your NetSpend card as you would a regular bank account. You're then able to refill your NetSpend card with funds from your PayPal account.
Link NetSpend with PayPal
Log into your PayPal account.
Point to "Profile," then click "Update Bank Account." Click "Add Bank."
Enter your NetSpend information, including your account number and routing number. Your routing number is always nine digits long; your account number may range from three to 17 digits. If you don't know these numbers, look for them in the sign-up email you received from NetSpend, or go to the NetSpend website and log in to view your information. Click "Continue" to submit your account information.
Check your NetSpend account in a day or two and look for two small deposits from PayPal -- PayPal sends these deposits to verify your account.
Return to the PayPal website, log into your account and point to "Profile." Click "Update Bank Account" and "Verify Bank Account."
Enter the amount of the two small deposits made by PayPal to your NetSpend account. Click "Continue" to verify your account.
Reload NetSpend with PayPal
Log into your PayPal account and point to "Withdraw," then click "Transfer to Bank Account."
Enter the amount of money you want to transfer from PayPal to your NetSpend account.
Select your NetSpend card from the "To" drop-down menu, then click "Continue."
Click "Submit" to send your request. PayPal will transfer the money to your NetSpend account within three to four days.
