Mississippi families headed by single mothers may qualify for housing assistance. This can come in the form of vouchers or grants that cover a portion of rent or the purchase price of a home. Assistance is offered through the state and federal governments. Single mothers may be required to meet certain criteria to receive help.
Public Housing
The Public Housing Program through the U.S. Department of Housing and Urban Development (HUD) provides affordable housing for low-income families. Single mothers in Mississippi can apply for government-owned houses or apartments throughout the state. The program is administered locally through public housing authorities. An applicant to the program must meet income limits to receive assistance. The income limits are based on the Federal Poverty Level.
Housing Choice Voucher Program
The Housing Choice Voucher Program is also funded through HUD and administered by public housing authorities. The voucher program provides a rental voucher that a qualified family, including single mothers, can use to privately rent an apartment or house. The voucher covers up to 75 percent of the rent. In Mississippi, the number of vouchers available is based on funding and the number of people receiving assistance.
Down Payment Assistance Programs
Down payment assistance programs provide single mothers an opportunity to realize their dreams of owning a home. Residents of Mississippi can apply for assistance through a variety of organizations, including the Mississippi Home Corporation. In most cases, the programs are only open to first-time homeowners who meet income requirements. Additional requirements may include an acceptable credit profile and participation in a homeowner education class.
Homelessness Prevention and Rapid Re-Housing Program
Single mothers in Mississippi who are in danger of becoming homeless can apply for assistance through the Homelessness Prevention and Rapid Re-Housing Program. The HUD-sponsored program is also open to families who recently became homeless. Applicants may receive up to 18 months of rental and utility assistance. The program also offers help with moving expenses. If a rental property is not immediately available, a hotel voucher for up to 30 days may be issued.
