What Is the Highest Cash Amount a Bank Teller Can Give?

by Chris Brantley
Ask your bank teller for your bank's cash-withdrawal policy.

If you go to an ATM expecting to take out a large cash withdrawal, you might be surprised to find you can withdraw only $400 or $500 at a time. The bank put this policy in place to keep the machines from running out of cash. Tellers inside the bank have no legal limitations on how much cash they can dispense. But here's the rub: Some banks may limit your withdrawals to less than $10,000 unless you give advance notice. So depending on the size of your cash withdrawal, you may have to wait from one to seven days.

Talk to Your Teller

Banks have different policies and restrictions on cash withdrawals. If you periodically need to make large cash withdrawals, find out your bank's policy ahead of time. Also, if you just deposited a check, you may have to wait a few days before you can access the funds. Typically, the bank puts a hold on some checks when they get around the $5,000 mark. A hold means you can't access the money until the bank verifies that the deposit is legit.

About the Author

Chris Brantley began writing professionally for a financial analysis firm in 1997. From 2000 to 2004, he worked as a financial advisor, specializing in retirement planning and earned his Series 7, Series 66 and insurance licenses. Brantley started his full-time writing career in 2012 and has written for a variety of financial websites, including insurance, real estate, loan and investment sites. He holds a Bachelor of Arts in English from the University of Georgia.

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