When you have a cashier's check drawn on your bank funds that you didn't end up using, and you want to deposit it back to the bank, it will depend on who the check is made payable to and what your bank's policies are regarding unused cashier's checks. No matter what, as long as you have the cashier's check in hand when you go to the bank, you will receive the funds assigned to the check, whether it's by deposit or a credit to your account.
Cashier's Check in Your Name
Take the cashier's check to your bank and go to a teller's window. Place the check face down on the counter.
Write "For Deposit Only" on the back of the check in the endorsement area, followed by your signature to endorse it for deposit.
Give the check and a completed deposit slip to the teller and wait for a receipt that confirms the deposit.
Unused Cashier's Check
Take the cashier's check to a teller window at the bank at which it was drawn.
Tell the teller that you did not use the cashier's check as planned and you would like to receive the funds back into your account.
Allow the teller to mark the check "Not used for purposes intended" and credit your account. Wait for confirmation from the teller that the funds have been credited.
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