Prepaid debit cards make great gifts, and these cards are popular gifts for holidays, birthdays and other special occasions. But while debit cards are easy to use and convenient, it is important to keep track of the balance. Some debit cards have expiration dates, after which a set amount of money is deducted from the card each month it is not used. Even if your card does not expire, knowing how much you have to spend makes it easier to plan your purchases.
Take out your debit card and look at the back of the card. Locate the customer service number listed on the back of the debit card. Call the customer service number.
An automated system will answer your call. Listen carefully for any menu options you are given. Enter the full account number from the front of the debit card when prompted. You may be asked to press the "#" key when you are finished entering your account number.
Enter the security code from the back of the card when prompted. Listen for the balance on your card.
- American Bar Association. "Automatic Teller Machines (ATMs) and the Law." Accessed March 24, 2020.
- CVV Number. "What Is My CVV Number and How Do I Find It?" Accessed March 24, 2020.
- Huntington National Bank. "How to Use a Debit Card: Online, ATM & Chip." Accessed March 24, 2020.
- Consumer Financial Protection Bureau. "What Is the Difference Between a Prepaid Card, a Credit Card, and a Debit Card?" Accessed March 24, 2020.
- Visa. "Visa Prepaid Reloadable Personal Cards." Accessed March 24, 2020.
- Consumer Financial Protection Bureau. "Understand the Fees You Will Pay." Accessed March 24, 2020.
- Federal Trade Commission. "Lost or Stolen Credit, ATM, and Debit Cards." Accessed March 24, 2020.
- Consumer Financial Protection Bureau. "What Is a Grace Period for a Credit Card?" Accessed March 24, 2020.
Based in Pennsylvania, Bonnie Conrad has been working as a professional freelance writer since 2003. Her work can be seen on Credit Factor, Constant Content and a number of other websites. Conrad also works full-time as a computer technician and loves to write about a number of technician topics. She studied computer technology and business administration at Harrisburg Area Community College.