How to Check Your Credit Score Without Paying

How to Check Your Credit Score Without Paying
••• free image by Julydfg from

It’s good to know your credit score. Lenders check your score each time you ask for a line of credit. The higher your score, the more likely you are of being approved for credit. Check your credit score regularly. Over time, you can track whether your score is improving. If it’s falling you can take steps to rectify it. Most credit reporting bureaus charge to access your credit score but it is possible to check your credit score from all three credit reporting bureaus without paying.

Apply online to TransUnion to check your credit score without paying. The process is fast. You get to see your credit score from TransUnion, Equifax and Experian by taking a 30-day free trial.

At, click “See Your Credit Scores Now.” Enter your personal details in the application form accurately. Click “I Accept.” Enter your card payment details. No payment will be taken. You can check your credit score without paying during the free 30-day trial. Your card details are used to help verify your identity. Click “Submit.” Your application and payment details will be checked. Your application details will be displayed. Review them carefully then click “Continue.”

Check your email box. Click on the TransUnion link to login. Enter a password and password reminder. Click "Enter.” Now view your credit score from all three bureaus free for 30 days.


  • Remember to cancel your subscription during the 30-day trial unless you want to start paying. The monthly cost is $14.95 (as of 2010). Check your scores for errors. Report errors to the credit report bureau (see Resources).

    You can get a free credit report annually (not credit score) from