Marriage, divorce, moving to a new home and death of a spouse are some of the reasons to change your bank account information. If there has been any change in your personal information, it is wise to update your financial bank account information. To prevent fraud and identity theft, most banks will not permit changes to an account over the phone. Several easy ways are available to accomplish changing your bank account information.
Use the features provided on your online account to change your personal account information. Log-on to your bank account and click on "Customer Service". Select the link for the information you want to change, make your changes and save the new information.
Visit a branch of your bank. Ask to see the customer service representative and give them the information you need changed in your account. This is an easy process that can be completed while you wait.
Call or write a letter to your bank requesting a form which will change the information on your bank account. This form will be sent to the address of record on your account. Complete the form and return it to the bank.
Tips
To change the name on a bank account, you must show a valid identification with the new name. This is for your protection.
Warnings
Do not reply to any unsolicited emails from your bank. This is a common scam to get your personal banking information.
References
- University of Illinois Extension: Thrifty Living--To Open a Checking Account
- Bank of America: Help--Online Banking
- Federal Deposit Insurance Corporation. "FDIC Community Banking Study," Page 1. Accessed April 24, 2020.
- Northwestern Mutual. "Here's the Difference Between Banks, Credit Unions and Brokerages." Accessed April 24, 2020.
- Federal Reserve Bank of New York. "The Impact of Network Size on Bank Branch Performance," Page 6. Accessed April 24, 2020.
- American Express Co. "APY vs. APR: The Basics About How Interest Is Calculated." Accessed April 24, 2020.
- Consumer Financial Protection Bureau. “Checklist for Opening a Bank or Credit Union Account,” Page 1. Accessed April 24, 2020.
- Federal Deposit Insurance Corporation. "Learning Bank - Checking & Savings Accounts." Accessed April 24, 2020.
- U.S. Securities and Exchange Commission. "Certificates of Deposit (CDs)." Accessed April 24, 2020.
- Wells Fargo. "Compare Checking Accounts." Accessed April 24, 2020.
- GovInfo. ”Public Law 107–56—Oct. 26, 2001,” Page 47. Accessed April 24, 2020.
- CalFirst. "Important Information About Opening an Account." Accessed April 24, 2020.
- Federal Trade Commission. "Lost or Stolen Credit, ATM, and Debit Cards." Accessed April 24, 2020.
- Smart Financial. "Forms And Applications." Accessed April 24, 2020.
- HelpWithMyBank.gov. "Answers About Funds Availability: Can the Bank Place a Hold on Deposits Made in Cash?" Accessed April 24, 2020.
- HelpWithMyBank.gov. "Answers About Funds Availability: I Deposited a Local Check. When Will My Funds Be Available/Released From the Hold?" Accessed April 24, 2020.
Tips
- To change the name on a bank account, you must show a valid identification with the new name. This is for your protection.
Warnings
- Do not reply to any unsolicited emails from your bank. This is a common scam to get your personal banking information.
Writer Bio
Martha Burg has been writing since her retirement in 2007. She has traveled extensively and resided in Germany for several years. Burg received certifications working with circuitry and electricity and assisted in writing training and procedural manuals while working in the telecommunications field for 20 years.