Can You Deposit Checks Across State Lines?

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During the mid-1990s, a number of banking regulations changed to make interstate banking easier. As interstate banking has become more common, banks compete nationally for customers by offering locations throughout all 50 states. These changes allow you to deposit checks and complete other basic banking transactions in any state in which your bank operates.

Interstate Banking Benefits

The ability to conduct banking business across the country offers a number of benefits. First, you can keep the same bank when you move if the bank has locations in your new landing spot. It is also convenient to have access to banking services around the country. Depositing checks and performing other basic transactions through branches and ATM machines can save you money as well.