Can You Deposit Checks Across State Lines?

••• Keith Brofsky/Photodisc/Getty Images

During the mid-1990s, a number of banking regulations changed to make interstate banking easier. As interstate banking has become more common, banks compete nationally for customers by offering locations throughout all 50 states. These changes allow you to deposit checks and complete other basic banking transactions in any state in which your bank operates.

Interstate Banking Benefits

The ability to conduct banking business across the country offers a number of benefits. First, you can keep the same bank when you move if the bank has locations in your new landing spot. It is also convenient to have access to banking services around the country. Depositing checks and performing other basic transactions through branches and ATM machines can save you money as well.


About the Author

Neil Kokemuller has been an active business, finance and education writer and content media website developer since 2007. He has been a college marketing professor since 2004. Kokemuller has additional professional experience in marketing, retail and small business. He holds a Master of Business Administration from Iowa State University.

Photo Credits

  • Keith Brofsky/Photodisc/Getty Images