Virtually everyone wants a TV, for himself or as a gift to others. Televisions come in all shapes, types and price ranges. It can be difficult to purchase one if you have poor credit. However, there are certain ways to get the TV you've always wanted even with bad credit.
Go to a rent-to-own place such as Rent-A-Center. This is a simple way to buy a TV with bad credit without any difficulties. You may have to pay high interest fees and make weekly payments, but after a few years you will have completely paid it off. However, you must make sure you can make the weekly payments or they will repossess the television.
Go to an electronics retail store such as Best Buy or CompUSA and apply for their credit card to purchase a TV. These retail stores offer a high approval rate for customers with bad credit. However, the interest rate for this type of credit is very high.
Contact a bank that will not check your credit history and apply for a credit card. Orchard Bank, for example, does not check your credit history but does require you to have been employed for at least a year. Once you receive your card, you will have credit, which you can use to buy a TV.
References
- "How To Get All The Credit You Want And Erase Your Bad Credit Record:" Bob Hammond; Dec 1, 2000
- “How to Buy and Sell (Just About) Everything;” Jeff Wuorio; Nov 13, 2003
- Equifax. "Are FICO® Scores and VantageScore® Different?" Accessed Jan. 6, 2020.
- Consumer Financial Protection Bureau. "The CFPB Amends Card Act Rule to Make it Easier for Stay-at-Home Spouses and Partners to Get Credit Cards." Accessed Jan. 6, 2020.
- Federal Trade Commission. "Prescreened Credit and Insurance Offers." Accessed Jan. 6, 2020.
- Equifax. "Pre-Screened Credit Card Offers: Benefits and Opting Out." Accessed Jan. 6, 2020.
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- Consumer Financial Protection Bureau. "Choose the Right Card for Your Situation." Accessed Jan. 6, 2020.
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- Consumer Financial Protection Bureau. "Understand the Fees You Will Pay." Accessed Jan. 6, 2020.
- Mastercard. "Credit Cards for Bad Credit." Accessed Jan. 6, 2020.
- Consumer Financial Protection Bureau. "What Is a Co-Signer." Accessed Jan. 6, 2020.
- Consumer Financial Protection Bureau. "I Was an Authorized User on My Deceased Relative’s Credit Card Account. Am I Liable to Repay the Debt?" Accessed Jan. 6, 2020.
- TransUnion. "Check Credit Reports: What Is a Credit Report." Accessed Jan. 6, 2020.
- Capital One. "Build Credit With a Secured Credit Card." Accessed Jan. 6, 2020.
Resources
Writer Bio
Frank Dioso is a trained medical technologist working for prominent research institutions such as Quest Diagnostics and California Clinical Trials. He has, for many years, ghostwritten clinical trial reports for confidential pharmaceutical drugs and is currently contributing his clinical laboratory science knowledge to online how-to articles.