What Is Broad Form Homeowner's Insurance Coverage?

my name is susan combs and i'm an insurance broker for homes and company today we're going to talk about what is broad form homeowners insurance coverage so when it comes to homeowners insurance there's different forms that you can choose from depending upon if you're renting an apartment if you're a condo or if you're a full-blown homeowner so with the basic form that is going to be something that covers the bare minimums and then there's what's called a broad form or an insurance technology we call it h02 so with a broad form it's going to cover so many more perils than a basic insurance policy does one of the things to keep in mind is a lot of mortgage companies if you have a mortgage on your home will require you to have a broad form on your insurance policy so one of the things that you should do is talk to an insurance professional and know exactly what you're buying because there's a lot of things that aren't covered on an insurance policy and then they are not covered on an insurance policy so the best thing to do is educate yourself and know exactly what you're buying

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