Title 10 Military Benefits

by Mary Frazier ; Updated July 27, 2017

Title 10 is the body of law from the Unites State Code (USC) governing all active duty and reserve armed forces. The code is extensive, covering all aspects of military life in addition to benefit programs.

Retirement Pay

Chapter 1223 of Title 10 of the USC defines eligibility for military retirement pay. Retirement pay is calculated on a complex point system, and active duty and reserve requirements differ. Service requirements for active duty personnel are 20 years of active duty service for retirement pay qualification. Service members of the military ready reserve must also have 20 years of qualifying service, but are not eligible to receive retirement pay until age 60. Ready reserve service members can receive benefits prior to age 60 if deployed for active military service. For every 90 days of active duty service, the retirement start dates reduces by the same amount.


Conditions when a service member may take leave from duty are in chapter 40 of Title 10 of the USC. Situations such as educational leave, child adoption leave and emergency leave are covered in this section. The military is not required to grant leave in any of these circumstances, and may rescind the leave at any time. Special duty can change leave accruals, but for most service members, leave accrues at a rate of 2.5 days for each calendar month of service.

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Medical and Dental Care

Medical and dental care under chapter 55 of Title 10 of the USC is extensive, as there are numerous criteria that apply for eligibility. In most cases, active duty and retired service members, along with qualified dependents, have access to Tricare, the military’s health and dental insurance program.

Commissary and Exchange

Definition of commissary and exchange privileges occurs under Chapter 54 of Title 10 of the USC. Active duty and reserve members are entitled to use military commissaries and exchanges, as are qualified dependents of the service member.

About the Author

Mary Frazier began writing in 2011 for various websites and has over 20 years of experience as a bank vice president and senior trust officer. Frazier is a Certified Trust and Financial Advisor, holds a Bachelor of Arts in economics from the University of North Florida and holds a Master of Science in finance from the College for Financial Planning.

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