SSI Benefits in Oregon

SSI Benefits in Oregon
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The Supplemental Security Income program in Oregon, or SSI, provides extra money to people who are either 65 years old or older, disabled or blind, and who have very little income or resources. The program is seen to by the Social Security Administration, even though the federal money that funds it doesn't come from Social Security.

Benefit Amounts

As of 2011, the maximum SSI benefit amount a single person can receive from the federal government is $674 a month, according to the Social Security Administration. The most a couple can receive is $1,011. Federal SSI payments stop here, no matter how many other people live in the home. The state can choose to supplement the income; however, according to Work World, Oregon no longer supplements SSI payments. Payments are made electronically through direct deposit only.

Income Guidelines

Two types of income are considered when a person's eligibility for SSI is evaluated: earned income and unearned income. Unearned income is income such as worker's compensation payments, veteran's benefits and social security payments. A single person can make as much as $694 a month in unearned income to qualify, according to the Social Security Administration; a couple can make $1,031 a month. Earned income comes from a job or self-employment. Because much of earned income isn't counted, a single person can make $1,433 a month; a couple can make $2,107 a month.

Resource Guidelines

A single person can have as much as $2,000 in resources, including money on hand, bank deposits and investments, according to the Social Security Administration. A couple can have as much as $3,000, even if only one person qualifies for SSI payments. Resources that aren't counted include life insurance payouts of $1,500 or less, home and lot, one car (usually) and educational grants or scholarships.


Applicants should visit the local Oregon Social Security Administration building to apply for benefits, or call for an appointment. Much of the application process can be completed online. Applications should have proof of identification, social security card, birth certificate, proof of residency, proof of income and resources, and doctor's contact information. Depending on the situation, the Oregon Social Security Administration may provide an advance payment while determination takes place, but if it's determined the applicant isn't eligible, the money may need to be repaid.