What Is a Release of Mortgage?

What Is a Release of Mortgage?
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A release of mortgage -- also called a release of lien -- is a document filed when the loan has been paid in full. The document is often called a satisfaction of mortgage certificate. Mortgages usually include a specific time by which a release of mortgage document must be processed.

Release of Lien

Every release of mortgage certificate states that the mortgage is no longer a lien on the property. This means the lender no longer has any interest or rights in the property.


To successfully obtain a release of mortgage, fill out a release of mortgage document, which can be obtained at the county recorder's office. The document is then returned to the recorder.


Both the person who holds the mortgage and the lender, along with a notary public, must sign the release of mortgage document. In some states, there may also need to be a witness present.