All real property (land, homes and buildings) is titled in the name of its owner. Any changes to the title of a property are made through deed forms. A warranty deed is a type of deed that warrants or promises that the grantor (person giving the property) does in fact completely own the property and has the legal rights to transfer it to the grantee (person getting the property) free of any liens, encumbrances, debt or other liabilities. Once a warranty deed is executed it should be recorded by the local government, typically at the county level.
Make sure the deed is complete and accurate. Once a deed is filed it cannot be unfiled. All deeds contain the legal names of the parties to the deed, the address of the property, and the terms or price of the transaction. Ensure that all of these details are accurate and have the deed notarized by a notary public when you sign it.
Go to the local courthouse. Most local governments handle the filing of deeds at the county recorder's office which is typically located at the county courthouse. Ask the clerk at the desk to perform the filing.
Pay a filing fee. The vast majority of recorder's offices will assess a small filing fee when you file a deed. Call ahead to ask what the fee will be and be sure to bring along proper payment.
If you are using a title company as a part of your real estate transaction, the company will often handle the filing of the deed for you.
- If you are using a title company as a part of your real estate transaction, the company will often handle the filing of the deed for you.
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