How to Calculate SSDI

••• Calculator image by Alhazm Salemi from

Workers who acquire enough work credits and become disabled are eligible to collect disability benefits, according to the Social Security Administration. The work credits you receive are determined by the amount of years you worked and by your earnings at a position covered by Social Security. For your convenience, the Social Security Administration offers a benefit calculator so you can estimate the amount you would take in if disabled. However, it is important to understand that disability benefits are only given to workers that meet the Social Security Administration's definition of disability.

Open your Internet browser and type “Social Security Administration's disability planner” on the search field. Go to the website and click on the "Benefit Calculators" link located on the left side of the screen.

Click on the first box (option 1) which says “Quick Calculator.” Fill in the fields with the necessary information such as current year earnings and date of birth.

Select to see your benefit estimate in current dollars or future inflated (future) dollars and click on the "Submit request" tab.

View the benefit calculator’s results, which will give you an estimated amount for your disability benefits. This information will be listed in the disability section under monthly benefit amount.


  • Make sure to enter your information accurately. This will ensure that you get more accurate results.