How to Verify Auto Insurance

For anyone who needs to make sure that a prospective employee can drive a company car, you will probably need to verify that the employee has some form of car insurance. Or, if you are financing a loan for a car, you will need to make sure that the debtor has insurance. Fortunately, verifying auto insurance is an easy process.

Gather information about the auto insurance that you want to verify. Specifically, get the name of the policyholder, their address and phone number, the name of the insurance provider, the policy number, and the expiration date of the policy. Try to get the insurance card or proof-of-insurance card of the person being verified.

Determine the contact information for the auto insurance group or agency. This information should be on the insurance card.


Contact the insurance agency and give them the information you have. The insurance agency should be able to tell you whether or not the person has an active policy.



  • You can also use a service such as My Insurance Info to gather information from the prospective employee or borrower.