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Martin Cruz is a professional writer who has been writing on and off the Web for over 10 years. He has studied journalism and mass communication at the University of Santo Tomas and Adamson University, respectively, and spent several years working for broadsheets and glossies before migrating to the Internet.
PocketSense is the ultimate guide to managing your money, with expert information on how to decode your taxes, keep track of spending and stay financially responsible.
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