Do You Have to Pay Back Student Loans if You Were Dropped From the School?

by Mary Jane Freeman
Student loans must be repaid, even if you were expelled from school.

If you took out a student loan to pay for your college education, you must repay these loans once you've completed your studies. If you leave school before obtaining your degree, whether the school expelled you or withdrew, you are still responsible for these loans. The termination of your school enrollment doesn't cancel the debt. However, you may be able to delay repayment temporarily with a deferment or forbearance if you don't have the funds to repay the debt after you leave school.

Types of Student Loans

When you attend college, you have the option of choosing between private and public student loans. The government provides public loans, while private institutions such as banks or schools themselves provide private loans. You must repay both types of loans. However, public loans tend to have lower interest rates. Typically, repayment begins six months after you conclude your college education.

Responsibility After School Enrollment Terminated

If you end your college studies, you must begin repayment on your student loans. It doesn't matter if you stopped attending school because you graduated, chose to withdraw or the school terminated your enrollment. If you're unable to repay your loans, due to unemployment, illness or temporary financial hardship, you may be eligible for a deferment or forbearance from your lender. If approved for either, your payments will be temporarily postponed, although interest on the loans will continue to accrue.

About the Author

Based on the West Coast, Mary Jane Freeman has been writing professionally since 1994, specializing in the topics of business and law. Freeman's work has appeared in a variety of publications, including LegalZoom, Essence, Reuters and Chicago Sun-Times. Freeman holds a Master of Science in public policy and management and Juris Doctor. Freeman is self-employed and works as a policy analyst and legal consultant.

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