Do I Need to Let the Credit Card Company Know I'm Going Abroad?

by Jane Meggitt
Before traveling to a foreign country, notify your credit card company.

If you're planning a trip to a foreign country, whether for business or pleasure, notify your credit card company ahead of time. Otherwise, you could be in for distinctly unpleasant surprises. That's because credit card use by a U.S. customer in a foreign land triggers red flags in the credit card company's security division.

Fraud Abroad

Discover Card advises contacting your credit card company a few days before your scheduled departure. If you don't notify the company, your account might be put on hold the first time you attempt to use your card outside of the U.S. The company is trying to prevent fraud, but its efforts could result in a travel nightmare on your part if you can't use your card and don't have cash. Let your credit card issuer know where you are going and how long you intend to stay.

About the Author

Jane Meggitt has been a writer for more than 20 years. In addition to reporting for a major newspaper chain, she has been published in "Horse News," "Suburban Classic," "Hoof Beats," "Equine Journal" and other publications. She has a Bachelor of Arts in English from New York University and an Associate of Arts from the American Academy of Dramatics Arts, New York City.

Photo Credits

  • Eileen Bach/Digital Vision/Getty Images