How to Get Long-Term Disability Under The Arizona State Retirement System (ASRS)

••• paperwork image by Pix by Marti from Fotolia.com

Arizona residents who have contributed to the Arizona State Retirement System (ASRS) are eligible to receive benefits under the Arizona State Long Term Disability Income Program if they meet all qualifications for long-term disability. Disability is more common than you may think: According to the Social Security Administration, “Studies show that a 20-year-old worker has a 3-in-10 chance of becoming disabled before reaching retirement age.” The long-term disability plan in Arizona provides participants a partial replacement income during times of total disability. Qualifying events include pregnancy, illness and some injuries. Sedgwick Claim Management Services, Inc. is the administrator of the Arizona State Long Term Disability Income Program.

Contact the human resources, benefits or payroll department of your employer and request a long-term disability application packet. The application packet cannot be obtained in any other way; it must go through your employer.

Check the eligibility requirements found on the ASRS Long Term Disability Income Plan’s online brochure. Requirements include medical disability as verified by a licensed physician and the inability to perform "essential duties of the job" at the time you became disabled. A six-month qualification period is required before benefits begin. During this waiting period, you will typically be able to receive short-term disability coverage.

Complete the application packet in full. Your application packet must include a two-part employee claim statement, W-4 and A-4 tax withholding forms, a direct deposit form, and the Attending Physician’s Statement. The Attending Physician’s Statement must be completed by your doctor.

Return the completed long-term disability packet to your employer's office (the same department from which you originally secured the packet ). Your employer will submit your claim to Sedgwick Claim Management Services.

Contact Sedgwick Claim Management Services to track your claim. Claim processing time typically takes 30-90 days, but may vary from case to case.

Tips

  • After Sedgwick Claim Management Services has received your claim, you can check your claim status at their website or by calling 1-800-495-9301.

References

Photo Credits