At the time of publication, the American Lung Association reports approximately 373,489 Americans are living with lung cancer. If you have been diagnosed with lung cancer, it is important to focus on the treatment, rather than worrying about your finances. Financial assistance is available through a variety of sources, including federal and private programs.
Chronic Disease Fund
The Chronic Disease Fund is a non-profit organization that provides financial assistance to under-insured patients. The programs are designed to help with travel and lodging expenses, prescription costs and insurance co-pays and deductibles. Eligibility is based on income. An initial screening will determine your eligibility. Once you complete your paperwork and return all the necessary documents, you can receive approval in as little as 24 hours.
Patient Advocate Foundation
The Patient Advocate Foundation administers the Co-Pay Relief Program to help insured patients with the out-of-pocket expenses for lung cancer pharmaceutical treatments and prescription medications. Your insurance must cover the medication to qualify. Your income must be below 500 percent of the Federal Poverty Guideline, based on household size.
The foundation's Financial Aid Fund Division awards small grants to patients who meet financial and medical guidelines. The grants are available on a first-come, first-served basis until funds are depleted.
The Livestrong Foundation offers cancer patients access to many different financial resources. For example, the website provides information of appealing insurance claim denials, liquidating assets, converting life insurance to income, and finding local assistance programs near you. You can call the United Way's 211 hotline for information on charities or local programs that can help you financially. The foundation offers free and confidential one-on-one support available through their cancer navigation services. Assistance is even available to help you apply for federal and state benefit programs, such as Medicare, Medicaid and Social Security Disability Insurance.
Lung Cancer Alliance
The Lung Cancer Alliance features a large list of national and state assistance programs you can turn to for financial help. The organizations are categorized by the type of assistance you need. For patients without prescription drug coverage, the Partnership for Prescription Assistance can help. If you need transportation help, you can apply for help through the American Cancer Society's Road to Recovery. Through the program, you can receive money for gas or rides from volunteers. The Lung Cancer Alliance also gives you the option to create your own fundraiser on the website GiveForward.com. You can tell your story, set a goal and spread the word.
Jeannine Mancini, a Florida native, has been writing business and personal finance articles since 2003. Her articles have been published in the Florida Today and Orlando Sentinel. She earned a Bachelor of Science in Interdisciplinary Studies from the University of Central Florida.