Comprehensive auto protection generally covers any type of event causing damage to your vehicle beyond a collision. Sometimes, the events covered by collision and comprehensive policies can get tricky. A July 2011 Lyles Insurance article indicates the general rule of thumb is that comprehensive covers things beyond your control. However, collision policies typically cover accidents resulting from skidding on ice.
Even though skidding on ice may seem out of your control, you can control your tire condition, speed and driving practices. Your collision policy should cover damages to your vehicle resulting from an accident caused by ice. If you strike another driver, your liability coverage should pay for health costs and damages you cause to the other party.
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