There are many benefits to joining an exclusive monetary institution. These include lower interest rates on loans and lower fees. By doing a little research, you should be able to find a credit union that will suit your needs.
Ask your friends, relatives and associates about their experiences with credit unions. People that are happy with their institution will be more than willing to provide a recommendation.
Search the Internet and investigate the different credit unions in your area. Make a list of the financial institutions that offer the most appealing options for you.
Compare the different credit unions on your list. Call their local offices and ask them about their interest rates, fees, minimum balance requirements, loan eligibility, access to ATM machines and online access to accounts.
Measure the pros and cons of each credit union and choose the one that best fits your needs.
Some credit unions require a lengthy waiting period before they will grant loans to new customers.