How to Calculate Disability Benefits in Tennessee

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Supplemental Security Income gives you need-based benefits if you become disabled. How much SSI you receive depends upon which state you live in. While some states have enacted laws to raise the amount of SSI paid to individuals, Tennessee isn't one of them. If you live in Tennessee, the maximum amount of disability you will receive is the federal benefit amount. The federal Supplemental Security Income benefit amount is $674, as of April 2011.

Deduct one-third of your benefit per month, plus $20 if you don't pay rent and utilities. One third of $674 is $244.66, plus $20 is $264.66. In other words, you'll receive $674 — $264.66 if you don't pay rent and utilities.

Deduct your Social Security check from your SSI, if you are receiving Social Security checks. Your check will be reduced by the amount of your Social Security check minus $20. For example, if you are receiving $300 in Social Security benefits each month, deduct $280 from your SSI benefit amount. In this example, $674 - $280 = $394.

Deduct any earned income for the month. SSI allows you to earn $65 each month before your benefits are affected, after which your SSI will be reduced by 50 percent of your earned income. For example, if you earn $100 during the month, $65 is exempt. Divide the remaining $35 by 2 to get $17.50. You will have $17.50 deducted from your SSI benefits.

Warnings

  • Other factors may affect how much SSI you are paid. For example, if you leave the country or are in jail for more than 30 days, your SSI benefits will stop.

References

About the Author

Stephanie Ellen teaches mathematics and statistics at the university and college level. She coauthored a statistics textbook published by Houghton-Mifflin. She has been writing professionally since 2008. Ellen holds a Bachelor of Science in health science from State University New York, a master's degree in math education from Jacksonville University and a Master of Arts in creative writing from National University.

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