How to Buy a Short Sale Home in Florida

••• florida resort image by Dave from

A short sale in Florida is completed in the exact same process as short sales around the US. The only difference is that short sales make up a large portion of the central Florida real estate market as of September 2009, according to the Florida Real Estate Review.

Short Sale Offers

Making an offer to purchase a short sale will need to be completed with the assistance of a real estate agent. The seller will have an agent negotiating any offer presented on the property with the lender for their approval and sign off.

Time Frame

Completing a short sale in Florida, or anywhere in the continental US, is a lengthy process. Response times to initial offers can take as long as six weeks.



According to short sale specialists, the wait times to closing on a short sale can be offset by their cost. Most short sales are sold 10 percent to 50 percent below market value.