The Average Cost of a Root Canal With Good Insurance

by Cameron Easey ; Updated September 11, 2015

The average cost of a root canal for individuals with good dental insurance can vary because of specific factors. This can include the type of tooth that needs a root canal and whether a general dentist or an endodontist performs the procedure on a patient. The average cost will also depend on the amount of time that has been estimated to complete the root canal. Costs can also vary depending how difficult the root canal is for a particular individual.

Type of Teeth

Average costs for root canals can vary depending on the type of teeth and where they are located. Root canals can be performed on the front teeth or the back teeth. Fees can vary depending on the type of tooth that requires the procedure. As of 2009, anterior teeth or incisors located near the front of the mouth can average between $325 and $700. Posterior teeth or molars located at the back of the mouth can average between $600 and $900, even $1000.

Dentist or Endodontist

Root canals can be performed by a general dentist or they can be referred to an endodontist for procedures that may be difficult to perform. General dentists are generally cheaper. This is because an endodontist is a specialist and, as a result, can charge up to 30 to 50 percent more for a root canal procedure, depending on the complexity.

Complications

Many dentists may not be able to determine the cost of the procedure or even provide an estimate. However, some dentists may charge a fixed price per procedure and other may charge for the amount of time it takes to complete. Average costs for a root canal can also vary when complications occur that require additional work. Extra time may need to be spent on a procedure or additional visits may be needed which can increase the cost.

Additional Costs

Once a root canal has been completed there may be additional work that is required by an individual's general dentist that can increase the total costs. Many people who have a root canal performed will require a crown or other protective covering that completes the procedure. Dentists will have an additional fee or cost that will apply for fitting the crown to the tooth. This cost will also include the amount that is paid for the crown.

Insurance Coverage

Individuals who have good dental coverage can generally expect to have their insurance pay for 60 percent or more for a root canal procedure. Dental insurance plans may require a deductible and copayment. Most copayment amounts typically average about $20 per office visits and deductibles can vary depending on what is required by a dental plan. Even with good insurance some individuals may have additional out-of-pocket costs to pay for a root canal procedure.

About the Author

Cameron Easey has over 15 years customer service experience, with eight of those years in the insurance industry. He has earned various designations from organizations like the Insurance Institute of America and LOMA. Easey earned his Bachelor of Arts degree in political science and history from Western Michigan University.