How to Add a Checking Account to a PayPal Account

by Contributor ; Updated July 27, 2017

Items you will need

  • PayPal account
  • Checking account

How to Add a Checking Account to a PayPal Account. PayPal offers numerous ways to fund purchases when you're shopping online, including bank account transfers. Using your checking account with your PayPal account gives you an easy way to add funds to your account, as well as a quick way to withdraw funds, simply by transferring to your attached checking account. Plus, it's a great way to buy gifts. If you don't want a purchase to appear on your credit card bill, you should add a checking account to your PayPal account.

Add From the Account Overview Page

Step 1

Log in to your PayPal account. Look for the "Add Bank Account" link on the "Account Overview" page and click on it. This link is only available if you don't already have a bank account associated with your account. You may add multiple bank accounts to your PayPal account, but you must choose one as a primary account.

Step 2

Fill out all the required information on the form. You will need to have your bank account information handy, including the account and routing numbers, as well as the correct and full name of your bank.

Step 3

Confirm your bank account by looking for the two small deposits PayPal will make to your account (these deposits will be under a dollar). If you don't have online bank-account access, call your bank and ask for the information. Deposits are made approximately 3 days after adding your account to PayPal.

Step 4

Return to the "Account Overview" page of your PayPal account and look for the "Confirm Bank Account" link.

Step 5

Enter the amounts of the deposits. You can now use the bank account to add and withdraw funds from your PayPal account.

Add From the Profile Summary Page

Step 1

Log in to your PayPal account and click on the "Edit Profile" link that is found on your account summary page. You'll be sent to the profile summary page.

Step 2

Locate and click on the "Bank Accounts" link in the "Financial Information" column.

Step 3

Click the "Add" button found under the list of your current bank accounts.

Step 4

Input all the information of the bank account you are adding and click the "Continue" button.

Step 5

Confirm your bank account. After it has been confirmed, you may return to this page to make it your primary account.

Tips

  • Though you may add multiple bank accounts to a PayPal account, you must choose one as a primary account.